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How do I restructure my small business?

Small Business Restructuring There are many reasons why a business may need to consider restructuring. These reasons include difficulty in repaying or overcoming high start-up costs, the costs associated with over-expansion, expansion into unprofitable areas, the loss...

Small businesses and a proposal to creditors

Small Businesses and a Proposal to Creditors Many people believe that, when a business has financial difficulties, the only option is to file for bankruptcy. This isn’t true. While bankruptcy may be the most well-known way that businesses deal with significant...

Are creditors threatening collections or legal action?

Are creditors threatening collections or legal action? Struggling small businesses can fall behind on payments to suppliers or other creditors. They may also get into disputes with suppliers and creditors which can result in legal action. Calls from collection...